summer camp deduction

Mid-Year Tax Tip: Can Summer Camp Save You Money on Taxes?

Can you believe we’re already halfway through the year? If you haven’t started tax planning for 2025, now is the perfect time!

At Aspire Bookkeeping Company, we specialize in helping families and small businesses maximize deductions—and here’s one many parents overlook: Summer Camp tax deductions.

Is Summer Camp Tax Deductible?

Yes, under the Child and Dependent Care Credit, you may qualify for a tax break—if your child is under 13 and attended a day camp while you worked or looked for work.

✅ Day Camps Qualify
❌ Overnight Camps Do Not
❌ Educational or tutoring programs (like math camp) are excluded

This credit can be worth up to $3,000 for one child or $6,000 for two or more children, with even more benefits for families earning under $43,000/year.

Bonus Tip: Use an FSA to Save Even More

If your employer offers a Flexible Spending Account (FSA), you can contribute up to $5,000 tax-free for qualifying child care expenses—including:

  • Summer day camps
  • Preschool tuition
  • Babysitting during work hours
  • Daycare

But remember—no double dipping. If you use FSA funds, you can’t claim the same expense for the dependent care credit. However, you can combine them strategically. For example:

  • Spend $5,000 through your FSA
  • Deduct the remaining $1,000 for the tax credit

Let’s Plan Now to Save Later

At Aspire Bookkeeping Company, we help families and business owners across Orange County and beyond make smart, strategic decisions with their taxes.

👉 Ready to start tax planning or have questions about qualified deductions?
Visit AspireBookkeepingCompany.com or contact us today for a free consultation!